MCC code - what is it that is needed to recognize the merchant category and also cashback. Thermal conversion support. characteristics, decoding of the mental purpose of the thermal converter support tsm, tsp, tspu, tsmu, metran Name tsp

1. Additional information about thermal transfer supports.

Thermal transfer support to be brought to the widest possible range of temperature changes, which are subject to extinction and regulation in the Lancsugs. Thermal transformer supports are produced by a large number of domestic and foreign companies, such as “Termiko”, “Elemer” (Moscow region), “Navigator”, “Termoavtomatika” (Moscow), “Teplo-prilad” (metro station Volodymyr and metro station Chelyabinsk), Lutsk Appliance Plant (Ukraine), Siemens, Jumo (Germany), Honeywell, Foxboro, Rosemount (USA), Yokogawa (Japan) etc.

Thermometer support This is called a temperature calibration kit, which includes a thermometer, a base on the electrical temperature support, and a second device that shows the temperature value on the base that is being measured. To adjust the temperature of the thermal transfer support, it is necessary to enclose it in a controlled center and use some means to adjust its support. Behind the visible deposit between the support of the thermotransformer and the temperature, the temperature value can be determined. Thus, the simplest set of thermometer support (Fig. 1 a) consists of a thermal transfer support (TS), a secondary attachment (VP) for adjusting the support and a connection line (LS) between them (there can be two, three or four conductors).

Rice. 1. :

a - thermal conversion from the secondary attachment; b - thermal conversion with standard conversion; TS - thermal transfer support; VP, VP1, VP2 – secondary fittings; LZ – line of connection; NP - standard reworker; BRT - struma signal multiplication block

As a second device, analogue or digital devices are used (for example, KSM-2, RP-160, Tekhnograph, RMT-39/49), and sometimes - ratiometry (for example, Ш-69001). The scale of secondary devices is in degrees Celsius.

The circuits are widely used to regulate the output signal of thermal converters (Fig. 1 b). At the Tsoma vipad Lіnіyu, the thermal dimensor of the support is z'dnu, the Normal re-rifle np (Support, Sh-9321, IPM-0196 TOSCHO), MAH UNIFIVITIONS VIHID signal (COLLECTION, 0 ... 5 Abo 4 ... 20 mA) . For multiplication in several dimming channels, this signal is multiplied by the BRT multiplying unit and then passed to several secondary devices (VP-1, VP-2, etc.) or other companions. Obviously, in this case, the second devices may involve miliampermetry. The re-creating supports are released, the heads of which are expanded and the standardization scheme is developed, then. Their output signal is a 0...5, 4...20 mA stream or a digital signal (intelligent converters). In this case, the need to replace the normal NP converter in the surrounding block disappears. Thermal conversion support with unified output signal Write the letter U next to your designation (for example, TSPU, TSMU). The characteristics of these converters with a digital output signal (Metran-286) are given in table. 1.

Table 1

Technical data of thermally reversible supports

To prepare thermally transferable supports, either pure metals or conductor materials can be used. The electrical resistance of pure metals increases with increasing temperature (their temperature coefficient reaches 0.0065 K-1, so the electrical resistance increases by 0.65% with an increase in temperature of one degree). Thermal transfer conductor supports have a negative temperature coefficient (their support changes with temperature changes) up to 0.15 K-1. Fuel conductors TK are not used in process control systems to vary the temperature, but require periodic individual calibration. Consider the smells being used as temperature indicators in temperature compensation circuits for the loss of certain damping functions (for example, in conductivity meter circuits).

Thermal converting supports made of pure metals, cut off the greatest width, prepare a thin wire for winding on the frame and spiraling in the middle of the frame. This type of vibration is called a sensitive element of thermal transfer support. To protect against damage, the sensitive element is placed near the dry fittings. The advantage of metal TK is the high accuracy of temperature measurement (at low temperatures, higher than that of thermoelectric converters), as well as interchangeability. Metals for sensitive elements (CH) have a number of advantages, the main ones being the stability of the grading characteristics and the flexibility (the possibility of mass production of CE with new grading characteristics, which allow variations bki). If you would like to avoid warping, the material can be used to create a thermally reversible support. It is also important to note that there is a combination of additional minds: a high temperature coefficient of electrical support (which ensures high sensitivity - increased support by one degree), linearity of the gradation characteristic R(t) = f(t), great chemical properties, inertness.

According to GOST R50353-92, thermal transfer supports can be made from platinum (designated TSP), from midi (name PMM) or nickel (designated TSN). Characteristics of MS include their support R0 at 0 ° C, temperature coefficient support (TCS) and class.

The presence of metal in the house changes the temperature coefficient of the electrical support, so the metal for the thermal transfer support is responsible for the standard cleanliness. TCS fragments can change due to temperature changes; the indicator of the level of cleanliness is the value W100 - wear of vehicle supports at 100 and 0 °C. For TSP W100 = 1.385 and 1.391, for TSM W100 = 1.426 and 1.428. The class of a thermal transfer support means the permissible deformation and the nominal value, which, in turn, means the permissible absolute loss Δt of the reconstitution of the technical specification. According to the permissible losses, TK is divided into three classes - A, B, C, with which platinum TK firstly produces classes A, B, and copper - classes B, C. There are a number of standard varieties of TK. The nominal static characteristic (NSC) of a thermal transfer support is the position of its support R at temperature t

Umovne assigned Their nominal static characteristics (NSC) are made up of two elements - numbers that indicate the value of R0 and the letter, which is the first letter named for the material ( P – platinum, M – copper, N – nickel). Internationally, the Latin designations for the materials Pt, Cu, Ni are used before the R0 values. NSKh thermotransforming support is written in the form:

de Rt - opir TS at temperature t Ohm; Wt is the value of bearing wear at temperature t to the support at 0°C (R0). The Wt values ​​are selected from the GOST R50353-92 table. Table 1 and 2.

Table 2

Nominal static characteristics of thermal transfer supports

Natural wind-cooled transformers of the TSP, TSZP and TSZPS series are installed at the rear of the transformer sections of metro traction substations, collected behind a three-phase brook.
Transformers of the TSP, TSZP and TSZPS types are manufactured to replace the previously released transformers of the dry types TSV and TSZV, and their analogues, which are less powerful than the mentally designated three-phase transformers. Changing the intellectual designation of power transformers according to the regulatory documentation, including the intellectual designation, is consistent with GOST requirements.
The insulation of the intermediate windings of transformers TSP, TSZP and TSZPS is thermosetting of the "Transterm" type. The active part of the TSP, TSZP and TSZPS is protected by a casing from the door and is installed on support frames with smooth adjustable pockets. The doors are equipped with electric blocks. The transformers are equipped with a temperature control device. The valve windings are stolen by breakers. The transformer will ensure cable connections up to the limit.

TSZPS-H/10M(MN)U3:
T – triphasic;
SZ - cooling of the natural environment for the stolen
Vikonanny;
P – for the life of the pipeline transformers;
C – power requirements;
X - increased tension, kV A;
10 - voltage class of the fringe HV winding, kV;
M or MN - for metro substations with normal service
advanced construction of vantagement; U3 - climatic and placement category.

Technical characteristics of TSP, TSZP, TSZPS *

*) The windings of the transformers are connected to the circuit and connection group D/U-11. Transformers of the TSZPS type make a circuit and a group of connections Un/Un-0.
For transformers of the TSP and TSZP types, at certain points, voltages of 380/230 V are possible.
Transformers in the tropical region (04) are produced with a rated voltage winding - 380, 400, 415, 440 V.
The heat resistance class of insulation for a temperate climate is "F", for a tropical climate - "N" according to GOST 8865-87.

These days, bank cards are no longer rare, and we no longer have one or two transactions per quarter, but three or four every day. Tens of millions of issued cards, hundreds of thousands of transactions per year, tens of thousands of terminal devices for accepting cards - this is today’s activity. There is a persistent tendency to reduce the emphasis on the operations of removing the preparation from the operations of payment for goods/services at trade and service enterprises (hereinafter referred to as TSP).
Let’s remember briefly how the procedure for paying with a card at a merchant service provider looks like.

The client (card holder) is now purchasing goods or services from a merchant that accepts the card before paying, so check the stickers at the entrance to the store or at the checkout. Having reached the cashier, the client presents a card and informs the seller about those who intend to pay for their assistance. The seller takes the card and carries out the first check to see if there are any obvious signs of subdivision (it is your fault, as an expert, to check with someone to see if it is clearly not subdivided). Next, the seller reads the data from the magnetic field or microprocessor (chip) of the card, which is connected to the electronic terminal (hereinafter referred to as ET). Then he sends the transaction amount, forms an authorization request and sends it to the acquiring bank. Then the authorization request on the MPS channel reaches the host of the issuing bank, which allows or prohibits the carrying out of this operation (for any reason). If the request is permitted, the issuer enters the authorization code and response code (RC) '00'. Otherwise, the issuer's response is '00' and the authorization code is not visible (the transaction was not accepted; the issuer does not confirm the payment). If the transaction is positive, the merchant sends two copies of the check and the client confirms his willingness to pay, either by signing the check (signature-based transaction, SBT), or by entering a PIN (PIN-based transaction, PBT). With SBT, the merchant merchant is required to complete the transaction by verifying the signature on the check with the clear signature of the client in the special space on the back of the card.

Posting information for buyers

It’s important to note that every TSP that sticks signs with MPS logos on their doors means you have to accept a goiter (a goiter itself, not just a chore) to accept a thyroid card before paying for it.

Registration of payment transactions for bank cards in trade and service enterprises

If you have a MasterCard logo on your card, then the merchant may accept an official card (not a Visa card, for that matter) before making a payment. More than that, at the TSP, the cards, in the MISTs, accessible to the Klintam ("Kutheok purchase"), is guilty of boti pink -format, yak vena -clan. The existence of such an information resource violates the rules of the Ministry of Railways.

It’s not necessary for the cashier to accept the card before paying

Situations often arise when there is a sticker at the entrance to the TSP, let alone those that you can pay with a card here, but at the time of payment by rapt it becomes clear that the cashier and the seller are not allowed to accept the card before paying without explaining the reasons for it. Such actions are serious violations of the rules of the Ministry of Railways and may result in the imposition of significant financial sanctions on the acquiring bank, which in its turn can transmit them later to the merchant, which is not transferred to the agreement between them .

Vimoga passports when paying by card

The rules of the Ministry of Railways absolutely clearly state that when making payments using a card, the seller has no right to extract from the client (card presenter) data to confirm the identity of the remaining person or other personal data, unless otherwise required to complete the operation please ( for example, to indicate the address of the client’s place of residence with the method of further delivery of the goods or where it is clearly stated in the local legislation, the seller does not have to repeatedly require the client to submit a passport or other documents, How to recognize a person? , that in the Russian TSP a client from China or a citizen of another exotic country for us pays with a card, who speaks neither Russian nor English language. may become slippery (especially if the seller is not a polyglot). According to the rules of the Ministry of Railways, this practice of providing documents when paying with a card is punishable (a fine may be imposed on the acquiring bank with all the fees that are collected for the merchant). However, all types of transactions (before which we must carry out operations such as preparation in offices and branch banks) must be carried out only after the client presents a document that certifies the person.

You can enter a PIN at the time of payment with a card with magnetic stripe

Today, more and more banks are issuing cards equipped not only with magnetic material, but also with a microprocessor (chip). Such cards are called hybrid, and they can be used for both magnetic smoothie and chip operations. This is a great advantage, since it is important that it is impossible to prepare a chip at home, which, in its turn, reduces the ability to prepare a detailed card, issuing a duplicate from a copy of the magnetic track smugi (so called skiming). However, this is often the case when the TSP seller, who has collected the card data from a magnetic card (not from a chip), asks the client to confirm his/her eligibility for this payment by sending a SIN. This is unacceptable, since there is a risk of further compromise of the card data (such as the track/track of the magnetic line and SIN), which theoretically can lead to the loss of all the money from the card. Sellers explain their actions by saying that “the electronic terminal is programmed this way”, which is most often used in their actions: when working with ET, it is important to indicate that the type of card is not MasterCard, but Cirrus/Maestro. It is noteworthy that in the territory of the Russian Federation, all transactions from Cirrus/Maestro cards are subject to PBT!
A simple fact: the Visa IPS rules stipulate that, at any time during the payment period for goods or services, the client has the right to carry out an SBT transaction at the merchant. And this is a complete explanation: not all clients remember their SIN and some banks may issue cards without a SIN before them. Insanely, everything that has been said is even more relevant to cards with a magnetic dark. For cards with a chip, it is important that the number of transactions on the merchant service provider is confirmed by the client by entering the SIN.

Recently, the MasterCard IPS issued a circular (operational bulletin), in which it informed all participants in the developments about those who have been working since 8 June 2012. On the territory of the Russian Federation, it is allowed to use SIN to confirm by clients transactions with cards with magnetic card that are carried out at merchant outlets.

Thus, at this time in the territory of the Russian Federation, when registering transactions with merchants for cards with magnetic card MPS Visa, the introduction of CIN is unacceptable, but for cards with magnetic card MasterCard - it is allowed. For cards with a microprocessor (so-called chip), the introduction of CIN is practically mandatory for both MPS.

Vidmova accept cards without the name of the owner

There are a lot of issuers for easy access to the market of vikoryst so-called non-personalized, nameless cards, on the front side of which there is no number, terminology, but no nickname and name of the client (also data, apparently, daily and on the first road of magnetic smear). The MPS rules clearly state that such cards are an absolutely legitimate means of distribution and must be accepted on a par with other MPS products. Acquirers, in their instructions to sellers, also specifically mention this point, but often, unfortunately, it happens that sellers are encouraged to accept such cards before payment. As the seller's arguments provide evidence, there is nothing to compare the name and name of the client with (the practice of asking for supporting documents, as it was said, has been respectfully defended). Such activities of the Swiss TSPs are also consistent with world practice and facilitate processing on the part of acquiring banks.

Increased price (surcharge) for goods when paying by card

Apparently, at the time of entering into an acquiring agreement with the TSP, the bank specifies the amount of the so-called acquirer's fee (commission), which is charged (underpaid) from the TSP for all transactions from the card. This commission varies depending on the type of activity of the TSP with the regulation of the remaining turnover. For reference, you can remember a value of the order of 1.5 - 2.5%. In this way, if the amount reaches 1000 rubles, the acquiring bank will deposit the amount for the recovery of this commission into the bank account, so that it will be 975 - 985 rubles. The revenue from the acquirer's most important warehouse activities will be included in operating income. This is a completely normal practice, which is generally accepted in the general world, and the idea that it’s expensive for TSPs is no more than a mercy: when paying by payment, other invoices and expenses are incurred, which can be compared with this "expenses" for acquiring. This includes spending TSP on reworking the preparation, its safe preservation, collection, etc. Many merchants practice introducing surcharges when paying for goods and services for cards, and the size of such “markups” is approximately the same as the size of the acquiring commission. This practice is absolutely unacceptable, which is clearly stipulated by the rules of the Ministry of Railways. These rules of the Ministry of Railways provide a special loophole for merchants, which itself stipulates that merchants have the right to give a discount for payment in preparation. In this case, the price of the product or service when paying for a card does not have to exceed the original one, but you can earn a discount for the client if you are not willing to pay with a card.

Vidmova accept an unsigned card before payment

In accordance with the rules of the Ministry of Railways, a special stamp must be placed on the back of the card, intended to indicate the signature of the legal holder of the card. When registering a transaction for payment for goods or services at a merchant, the cashier is responsible for registering the purchase and confirming his readiness to pay, either by sending a SIN or by signing a receipt to the electronic terminal. Once you have confirmed your signature with the cashier, check the signature on the check as well as the signature on the back of the card. However, often when the card is seized, the client does not put his signature (which can be damaged by the IPS and carries with it the risk of illegally withdrawing the card from the bankers once they have spent it). Merchants of merchants, especially when a customer presents an unsigned card, are most often tempted to accept such a payment request before payment, which is also unacceptable. According to the rules of the Ministry of Railways, in such cases, the cashier must confirm the purchase and present a document that confirms the person remaining to place a photograph and signature, after which you must confirm and sign the card, check the markings on the card Sign the document with a symbol and then complete the transaction in the most appropriate way . When you see the buyer, present your passport and (or) sign the card to complete the transaction.

Establishing a minimum purchase price/product for payment by card

Situations often arise when the store independently sets a minimum amount, which means that the seller will accept the card before payment. For example, the purchase amount when paying with a card is not guilty but for 100 rubles. (or 1000, 10000, etc.). This practice is categorically unacceptable, in accordance with the rules of the Ministry of Railways, payment with a guilty card is completely in line with the rules of payment with a ready-made card.

Procedure for returning goods and wasted costs

It is clear that for any reason the client wants to return the purchased goods back. If the goods were paid for using a card, then the money will be spent on the card itself, and not on the card itself. Moreover, the refund of the cost may be applied to the account of the same card for which the initial payment was made. If the goods are returned back, the TSP service provider can issue a follow-up operation (refund/credit – return/credit) on the electronic terminal. As a result of this transaction, a credit check is issued at the terminal, which confirms and serves as a basis for the return of funds to the payer's account. According to the rules of the Ministry of Railways, the repayment of funds may be valid for a period of 30 days from the date of execution of the credit transaction. In case of needing credits for the card storage after this period, the client can file a claim with the issuing bank, and the credits will be returned to the claims cycle under the “non-process credit” mechanism.

Issuing receipts for card transactions

MPS provide even suvorі vmogi until, instead of checks, electronic terminals, which will be distributed behind the pouches when the operation is completed. Thus, the following information must be clearly indicated on the check:

• description/price of the paid product/service;
• date and hour of operation;
• amount and currency of the transaction;
• card number (from Mirkuvan Bezpeka to the remaining numbers);
• country, place, addresses of distribution point or bank branch;
• the name of the TSP or DBA (doing business as, DBA name, for example, VAT "VimpelCom" is on the market as Beeline);
• authorization code (yakscho buv);
• type of transaction (payment for goods, return);
• place for client signature;
• place for the identity of the seller, cashier or other identifier (for example, the department number in a supermarket) for the dealer who serviced the card;
• place for the seller's signature (for any credit transaction);
• on the purchaser’s copy there is text in Russian and English approximately as follows: “Important: save this check for control of transactions with the register”;
• Other parameters are subject to local laws.

Obviously, before the Bank of Russia can, on checks of Russian merchants, it is necessary to place a text about the amount of the commission (please write “Acquirer commission daily”) that is charged to the purchase.

It is also necessary for the text to read something like this: “Our responsible issuing bank is required to pay the correct purchase and undertakes to pay the issuer the amount indicated in the “At once” column, plus all other and commissions."

Clients must save copies of receipts at least as quickly as possible to ensure they are able to control the correct debiting of funds on their statements for card transactions. The main purpose of information on the check is to ensure the ability to unambiguously match the information provided by the scribe with the data on the check. If the data on the check and the scribe are completely different, the client has the right to file a claim with significant consequences for the acquirer.

Submitting claims based on the facts of destruction

In all cases, which are described in this article, affected buyers - holders of bank cards must contact their issuing bank, which issued the card. In which case it is necessary to submit such data to the bank, such as the exact address of the merchant, name, date, hour, identifier or name of the acquiring bank (if the card transaction has not been completed, then the authorization form will not be formed and will not be processed but the issuer can't This means that the data is independent), and the essence of the claim (you can accept the card, you can present your passport, enter the SIN, etc.).

Obviously, there is no sense in trying to contact the acquiring bank, because in an extreme situation, the situation with the violation of the rules for processing card transactions can occur in any part of the planet and the victim will never again be able to find the time for stay in the right place and are unlikely to You will use special knowledge and use terminology in the local language.

On the basis of such an application, the issuer has the right to forward, in its own right, a claim to the authorized body of the Ministry of Railways, and to the acquirer, various sanctions may be imposed - starting from the advance and you can carry out additional involvement of police officers of TSP-violators right up to the imposition of significant financial fines (hundreds and thousands dollars and euros are included in the tariffs of the Ministry of Railways).

Ours is a dynamic age, when unprepared developments are rapidly invading all areas of life, and transactions with bank cards have become an everyday occurrence, the aspect of customer literacy is even more important. This includes the basics of correct use of cards in everyday situations, as well as the nuances highlighted in this article, and what rights a buyer has when paying for goods or services in the context of trade and service enterprises using a card. that it is necessary to work once damage is detected procedures for processing such transactions.

The remaining international payment systems operate not with end-users (card holders and merchants), but with financial institutions, and first of all, they are talking about ensuring that their products (cards) are accepted everywhere and without interruption, Acquirers are subject to even stricter benefits for guarantee and maintenance procedures for accepting MPS cards within the limits of their merchant services. In cases where there has been a breakdown in the procedures for accepting cards, cardholders must contact the issuing banks, which have the right to inform the relevant Ministry of Railways about such incidents, which may result in serious consequences sanctions for acquirers and incorrectly operating merchants and their spіvrobitniki.

Spring 2012

Trade and service companies

The popular Internet solution CyberPlat® has a number of advantages for trading companies, including: user-friendliness and simplicity of the interface, minimal paperwork, flexibility of expenses and optimization of expenses for receiving payments. at sales and service points. The technology has been developed so that the current structure of payments received is carried out in real time - the payer deposits the money before the trade and service enterprise and the payment system of the payment service provider company is renewed. meadow and a special payer's account at the provider's biling system.

Stunned

Any organization that provides services to the population can act as a service provider (mobile operators, utility services, electricity generating companies, digital and cable TV operators, Internet providers, satellite signaling systems, etc. others) – there are at least 4700 of them.

To start working, it is necessary to open the structure of the trading and service company in KB "Platina" and encourage the development of a certain working surplus, which includes the acceptance of payments. At the time of this transaction with the received payment, the client’s special account is renewed in on-line mode, and the funds for this are written off from the separate account in CB Platina and transferred to the operator’s account.

Significant achievements of the electronic payment system CyberPlat® (CyberPlat) include the ability to choose a payment method and the choice of various devices for making payments depending on the capabilities of dealers.

Payment can be made through the cashier:

• (for example, a dealer company), which allows you to connect to the Internet on your computer (or a smartphone) and make payments through the CyberPlat® system website ("CyberPlat")
• vikorist automation of a cash register (for example, at a grocery store) – when interacting with the CyberPlat® electronic payment system ("CyberPlat") occurs through the merchant server
• stagnation of the technology “1C Entrepreneurship”
• POS terminals
• be it phones or smartphones supported by Android, IOS, Java
• Other hardware features.

and without human participation:

• payment terminals (cash-in)
• ATM

For example,

• for commercial transactions, use cash register terminals;
• for the Eldorado fence - special technology from the company's internal fences;
• Great dealer networks (Zvyazkoviy, Euroset, Know-How, retail networks MTS, Tele2 and others) create solutions based on the web interface;
• Other dealers and sub-dealers sell “lighter” versions of the client-side software, and sell them via GPRS.

The CyberPlat® system maintains a detailed view of all transactions in the event of any overinsurance mechanisms, and new payment statistics are available on-line to the dealer administrator on the company’s website

What is mcc code

MCC code — Merchant Category Code- A four-digit code that reflects the affiliation of a trade and service enterprise with a specific type of activity.

A specific MCC code is assigned to the seller by the bank (acquiring bank) that services the payment terminal at the time the terminal is installed. If a retail outlet engages in many types of activities, then mcc code assigned as code of the main type of activity(for KVED).

For different payment systems (Visa, Mastercard, MIR and others), specific codes for one type of activity may vary, but in other words, they correspond to the current ranges:

• 0001 – 1499 – rural sector;
• 1500 – 2999 – contract services;
• 3000 – 3299 – airline services;
• 3300 – 3499 – car rental;
• 3500 – 3999 – rent of housing;
• 4000 – 4799 – transport services;
• 4800 – 4999 – utility, telecommunication services;
• 5000 – 5599 – trade;
• 5600 – 5699 – store clothes;
• 5700 - 7299 - other stores;
• 7300 – 7999 – business services;
• 8000 - 8999 - professional services and member organizations;
• 9000 – 9999 – sovereign services

Here's what you need: mcc code

Banks vikorist MSS-kodi for generating statistics, analyzing the ongoing behavior of clients, as well as for cashback and bonuses for loyalty programs.

Is this code necessary for us - sensible shoppers? - For Determination of the location of a retail outlet to this or another category of merchants and for execution purchases with maximum benefits, from your bank card with maximum cashback in the top category.

How to find out the MCC code for a specific store

Before making a big purchase that gives you a great cashback on one of your cards, it would be a bad idea to check back, since this purchase is definitely bonused (credited) by the Bank.

For which you need to go ahead (before paying for the purchase) Discover the MCC code of the merchant. The following options are available:

1.

MCC code - what is it that is needed, how to recognize the merchant service category and how much cashback is there?

MCC code guide

The simplest way is to rage until mcc code guide(for example, mcc-codes.ru), and, for an additional search for the name and place - find out the point of the same MCC. It should be noted that in the present day there are mainly limited and large stores, and, perhaps, mcc code of an unpopular or local retail outlet know you won't give in.

2. Flag map and test (small) purchase

You can find out the mcc code after you have received a small amount of money for your purchase for additional assistance. flagworld maps(Cards for which MCC codes for transactions are displayed in the Internet bank). Until such flag maps bring:

3. The purchase with the registration card is not completed (not paid)

In order to find out mcc code this way, we need a map Bank Avangard. Significance mcc-code the required point of sale can be done as follows:

1. Revert to a zero card balance (or in the obvious lack of funds on the card for a test, “hidden purchase”)
2. Select "best product" from the store
3. Earn an unsuccessful attempt to pay the "purchase"
4. After this, both in the Internet bank and in the mobile app, an unsuccessful payment operation will be displayed. MCC code of the trading terminal.

After this you will be able to select the best card for purchases using this mcc.

Don't forget to check out our list debit cards with cashback and vіdsotkom At the end of the day, we can help you select the optimal card option. Also read: TOP debit cards with cashback at gas stations.